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Independent Advisory

Advisory Retainer

Independent perspective. Ongoing continuity.

An independent sounding board as your circumstances change, whether you are growing, stepping back, selling, preparing for retirement, buying property or planning how your estate passes on. You get continuity, and advisers who are aligned.

From €550 per month

Based on 2–3 hours per month.

The move is not the end of it. Your business, property and finances keep raising decisions, in two countries. With a retainer, you make them with someone who knows your whole situation and has no product to sell.

How the retainer works

  1. 1. At the start

    If you have done a Roadmap, we start from that plan and I follow it up. If not, we first agree your priorities, the specialists involved, an overview of open decisions and how we keep in touch.

  2. 2. During the year

    I review upcoming decisions with you, coordinate the specialist input you agree to, and follow up on what is still open, within the agreed hours.

  3. 3. Every year

    I update your overview and income scenarios, and we check whether your arrangements still fit your circumstances.

Included

  • A yearly update of your overview and income scenarios
  • A calendar of the financial decisions and deadlines that come up each year in both countries
  • Checking specialists' proposals and costs against your numbers before you commit
  • A sounding board for significant decisions, properly prepared
  • Follow-through on what was agreed, and by whom

Not included

  • Specialists' fees
  • Tax, legal or regulated financial advice
  • Filings and paperwork

An example

Settled in Portugal, and still managing too many moving parts

This is an illustration, not a real client.

The situation
You have lived here for a few years. There is property, business interests and investments, and an accountant, a lawyer and a bank in two countries.
Why it is complicated
Nothing is actually going wrong. But keeping track of it all takes more of your time and attention than it should.
What I will do
I will keep an agreed overview of what is outstanding, keep your advisers informed, and watch the deadlines.
The intended outcome
Fewer things that depend on you remembering them, and one person to call when something comes up.
Explore ongoing support

Free 15-minute introductory call · English or Dutch · Based in Portugal