Moving to Portugal changes where you are a tax resident, how your company pays you, how your investments and pension are taxed, and what happens to your assets and interests back home. Each choice affects the others.
I help business owners and their families see the financial picture as a whole, test the options before committing, and bring in the right tax and legal specialists.
Free 15-minute introductory call · English or Dutch · Based in Portugal
Experience behind the advice
McKinsey
Strategy Consulting
Prosus | OLX Portugal
General Management
Connectrs
Founder and Investor
Giancarlo Bonsel · Independent adviser · Netherlands–Portugal focus
What do you do with your entities back home, and do you set up new ones in Portugal?
When do you become tax resident here, and what happens to your house?
How should you think about your long-term investments, pension and potential capital gains tax?
What income do you need for your life in Portugal, now and once you stop working, and how should it best be structured?
Which country taxes what, what do you still file back home, and how do your personal and corporate taxes relate to each other?
What does the move mean for your partner, your children and your estate?
When you move, a circle of advisers forms quickly: tax adviser, accountant, lawyer, bank. Each is paid for their own part, and they often bring in each other's colleagues. Nobody is paid to look at the whole, or to tell you that you do not need something.
That's the role I take. I'm on your side of the table: I test the advice, ask the questions you do not know to ask yet, and keep the decisions with you. Alongside the specialists you already trust.
About me
I have advised decision-makers as a strategy consultant at McKinsey, and been one: as general manager of OLX Portugal, and co-founding ventures with entrepreneurs and investors.
I know what it's like to be the founder surrounded by accountants, lawyers, investors and board members: each brings real expertise, but the responsibility for the decision is yours alone. That is why I advise the person who makes the decision, not any one part of it.
Most clients start with the Decision Review.
Your financial position and decisions, on one page
One focused session to get your situation clear before you commit to anything. You leave with three things: a clear overview of your financial, legal and administrative position and priorities, a map of the decisions ahead in the order to take them, and the questions to put to your tax and legal advisers.
One financial plan for your company, income and move
For when your company, income, residency and property are all in play at once. You receive one plan, with clear choices, priorities and who is responsible for each.
Independent perspective. Ongoing continuity.
An independent sounding board as your circumstances change, whether you are growing, stepping back, selling, preparing for retirement, buying property or planning how your estate passes on. You get continuity, and advisers who are aligned.
We will establish whether your situation would benefit from a Decision Review, a more comprehensive Roadmap or a specialist referral.
Free 15-minute introductory call · English or Dutch · Based in Portugal